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  Moving Averages - Technical Analyses - Trading Fundamental anaysis : balance sheets Technical Analysis : Price action - price factor in profit and loss. Trend is your friend. S&P 500 - long term trend need to be tactful to understand the chart where it is downtrend or uptrend Other signals moving averages Volume weighted Anchor decision: long short no position at all “going side” Simple moving average (SMA) : default 20 day MA can modify to change MA for 50 days what is the best MA? day trader - 200 may be good , not 50 long term trader - can see multiple MA together : 5, 20, 50, 200 - all together. can even be 150 or 250 Shorter ones like 5 are usually above the 200 on a bullish one everyday there is a candlestick “capture a fatter tail” remove the noise SPY Shorter trend like 5 day can sometimes deceive , is better to see the long term as well all above is in frequency : DAILY buy low sell high buy high sell higher is not bad either lagging nature of simple moving average ...
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Thinking about Money

 Some initial questions : - What's money's role in the world - What is the nature of money? good and bad - What is money's value in my life? - Where can money get me to? - What is the catch with progress and how can contentment be defined? Some answers: 1. Money / economy is the reason someone is willing to grow fruits and vegetables, someone is willing to distribute it, is the reason why we are able to buy groceries and cook it. Simple as that. Nothing in this world moves without this formal way of exchanging favors. From the necessities like food, clothing, security to the luxuries of travel, brands, houses, cars and even education. 2.  Money is a reflection of whoever uses it. So it can be good or bad. And money is not always fair - the hard working get paid less and the more easier jobs get paid more. The differentiator is not the difficulty in doing the job, the differentiator is the difficulty in learning the job. Anyone can train to be a maid, and it gets paid less e...
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Indra Nooyi's 'My life in Full'

 As someone who I've been following for a long time and been inspired by, and also being at this juncture of having to commit more to a family role while still not feeling like I've figured out a career, I was really looking forward to Indra Nooyi's book. I was looking for learning and inspiration. If I have to get a net-net summary from this book so far. 1. Not confirming to what the society expects of you all the time and excelling in what you shine at.  2. Hard work and intellectual acumen.  3. Throwing oneself into solutions and results.  4. Not judging the product you work for or the timings and effort you put in. Highest degree of work commitment and ethics.  5. Coping mechanisms for family time. 6. A good support system - within family and out. 7. Cultural barriers and learning culture. 8. Paying loans, buying houses. 9. Maternity leave, care for family, self care. 10. Pay equity. 11. Success / Popularity and the distance it creates with people. Some peop...
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Level 0 to where?

So I made a list of what I want to study on Sep 13 and a list of chores and other things I want to try earlier. Here are my updates from today : 25th.  I know there's a lot of things I want to do - mommy stuff, study stuff, home maker stuff, fun stuff, fin stuff. And I also know there's only limited energy and learning curves with everything. So here's a Level plan starting from level 0 promoting to wherever my body allows me to go. I also want to shortlist the varied interests so I can weed out things if at all I do get the time/energy to do things. I'll be okay if level 0 is all I can do, but having dreams and references are always good.  Level 0 - before baby arrives - Work - scripts / PF suspensions / eComm / hiring. - hospital bag / Health / checkups - Konmari - Shopping - Letters / gifts - Nanny / day care short list / food - h1b / S - maternity leave Level 0.5 - Baby Red Tape SSN / birth certificate / passport / OCI / CA Level 1 - Baby, me  Brush / Bathe / Water...
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Baby financial to-do's 30 days before birth, on and after : 401k , tax credit etc

https://drive.google.com/file/d/1kMqMMzOdqhg5yWwMLfG88on1BtSRnu2v/view https://www.nerdwallet.com/blog/health/15-financial-must-dos-to-prepare-for-a-new-baby/  New parents can now withdraw up to $5,000 from a retirement account to pay for birth and/or adoption expenses penalty-free. If you're disabled, you can withdraw IRA funds without penalty. If you pass away, there are no withdrawal penalties for your beneficiaries. You can avoid an early withdrawal penalty if you use the funds to pay unreimbursed medical expenses that are more than 7.5% of your adjusted gross income (AGI). home purchase - 10k educational  https://www.parents.com/pregnancy/considering-baby/financing-family/a-nine-month-plan-for-getting-your-familys-finances-in/ https://www.childcareaware.org/families/choosing-quality-child-care/starting-child-care-search/ https://www.upromise.com/
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What I'd love to study more about

Sep 13th : Platforms I want to take the random Masterclass classes - maybe some I can actually try out instead of just listen - for fun's sake - so I want to extend that subscription.  I have some Udacity courses I have some coursera courses I can take Maybe even Udemy Linkedin Topics I'm interested in tech : - Data Engineering : spark, airflow, aws - Visualization - forecasting / looker - Data Science   - ML - Python / leet code  - SQL  - Scalable solutions / architecture - Algos and data structure - AI / robotics - NLP / Image processing - PM - A/B testing - Scrum - finance frameworks for business Other topics : Learnings offered at Yahoo Managing during pandemic - what kind of manager are you / cross cultural teams / remote work  Finance real estate Sustainability Baby development An instrument Knitting Furniture making Health fraud / AML Gardening - Ron Finley workshop  Start up pitching / networking  Editing videos Communication / public spea...
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Finance Actions I took this month

 - went through some old notes and put in metrics to look  for index funds for swings for dividends I still have not taken a good look at which funds exactly for IRA : 50% in index funds , then maybe other funds, bonds and short terms, after looking at expense ratios.  60% Fidelity 500 (large cap) 20% Fideltiy US Bond  Index  (bonds) 15% Fidelity Small Cap  Index  (small) 5% Fideltiy International  Index - Browsed through fidelity  put in some goals on how much you want to make in how many years and how much you have to start with and assign a fid account to it,  and then it shows comparison of my asset mix, concentration with what was recommended looked at retirement planning calculator roughly - things to think about - age, tax, age for ssn, investment mix, if your life is going to be above or below average and it tells you how much it thinks you need and how much you will fall short by and what your score is - mine was near red for s...
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