Baby financial to-do's 30 days before birth, on and after : 401k , tax credit etc

https://drive.google.com/file/d/1kMqMMzOdqhg5yWwMLfG88on1BtSRnu2v/view

https://www.nerdwallet.com/blog/health/15-financial-must-dos-to-prepare-for-a-new-baby/ 

New parents can now withdraw up to $5,000 from a retirement account to pay for birth and/or adoption expenses penalty-free.

If you're disabled, you can withdraw IRA funds without penalty. If you pass away, there are no withdrawal penalties for your beneficiaries.

You can avoid an early withdrawal penalty if you use the funds to pay unreimbursed medical expenses that are more than 7.5% of your adjusted gross income (AGI).

home purchase - 10k

educational 

https://www.parents.com/pregnancy/considering-baby/financing-family/a-nine-month-plan-for-getting-your-familys-finances-in/

https://www.childcareaware.org/families/choosing-quality-child-care/starting-child-care-search/

https://www.upromise.com/

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