Seeker of wisdom

  Investing Latina 104 : Diversifying income and investments with Investing Latina, Jully-Alma Taveras Summarizing these in the action notes with all other sessions from Jully   Streams of income Passion and Side Hustle Leveraging your access Building your brand Active : Salary Commission   Consultation Business Passive: Rental Residual Royalties Affiliate Portfolio Income: Interest   Dividend Gains Collectibles Active Income - How to Next best step Education / certifications - every year 2 new topics educations. Certifications - think of ROI before you sign up for it. Preparation - boss’s job description   Opps - there is no shortage of opps. Abundance. Tap into it. Ambition = prep is useless without ambition. Drive. Try.   Bonus : Hidden benefits - max out of employee benefits - that’s an indirect raise.   Growing Industries IT - Engineers / Coding / Cyber Security(300K) Construction - Climate change / civil engineering Drink manufacturing - tax...

As you are about to be born and I've been given the opportunity to be your guide, I am going through an evaluation of many of my stances and opinions so I can give you the best of what I have.  You are your own soul. You will grow in a world that can evolve much different from the one I grew in. There will be things we will not agree on as there should be and hopefully there are also a lot of things we agree and share as well. Like Khalil Gibran's poem says you come from us but not of us.  I don't want you to be like us. I want you to be better than us as a human being and while you get there I want to bring to you the best we can for you to learn from. We want to protect you but also want you to know it's okay to make some inevitable mistakes that help you learn experientially the nature of life , on how to course correct and also for you to learn to protect yourself without other's support.  I want you to dream without limits, and I want you to think before you de...

On YouTube and insta as investingLatina The power of networking within your community. Racial issues in wealth gap. Systemic issues.  ‘Don’t take risks’ ‘buy a house’ ‘save save save’ culture holds us back.  Finance Education. Support small business. Vote advocates. Invest. Create estate plan.  Support communities that are out of the risk slice.  Summarizing these in the action notes with all other sessions from Jully   Generational Wealth : 70% of wealth gets lost after one generation - estate and communication helps close this gap. 15K / year - gift - you can also front load for 5 years and not pay for 5 years. Irrevocable life insurance trust   Family limited partnership Qualified personal residence trust - NFT/art/real estate Intra-family lending - on the books - strategically done - passing wealth - taking a loan out of parents/grandparents Importance of Investing Stocks   Always have an exit strategy. Earnings growth - data? Trajectory over ...

 I've been reading psychology articles for a while, and happiness is one of the topics. Here's a few quick things to consider if you feel like you could be a little happier. 1. Purpose - collaborative goal Vs competitive goal 2. Happiness Bias 3. Forgiveness

 1. Self Awareness 2. Communication Style and technique 3. Empathy 4. Skills in Motivating Self and Others 5. Seek Mentorship and Coaching 6. Change Leadership Capability 7. Manage Anxiety / Wellness Activities

She's on youtube and instagram : investinglatina If folks want a decent mix with low fees (Jaewoo) 60% Fidelity 500 (large cap) 20% Fideltiy US Bond  Index  (bonds) 15% Fidelity Small Cap  Index  (small) 5% Fideltiy International  Index Key quotes: Assets will always be valued more than cash. Definitely invest, invest soon. Index funds are like fruit baskets waiting for you to be taken.  When your company is acquired, a good time to rollover to a new bank is when the market is bull. A good way to not pay tax is to expense through a business you own. Cryptocurrency positive trend We are in a capitalist society - productivity and innovation happens more now Even though prices increase, markets have only grown for 100s of years If you are young, less in bonds If you are studying something, do it within 12 weeks and then take action.  Things I need to learn about more / Actions to take / Questions to answer - first total market stock, then real estate , th...

She's someone who's been investing since 19 and has a lot of know-how on all things money. She had a series of talks for us. There's a lot to process from these notes and I'm creating a separate post called learning to give myself action points based on what I learn from these notes as I process it. She's on youtube and instagram : investinglatina InvestingLatina with Julie Invest 102 Writer for Huffpost, business insider   Spoke at Google   917 636 4049 Investing Workshop - Index funds to Bitcoin Stock Market   Types of accounts   Strategies Index Funds & ETFs Bitcoin and Crypto Taxes Company RSUs Taxes Company RSUs FSA & HSA Investing while in Debt Why invest? Cost of assets will always be more than cash Top exchanges of the world NY Stock Exchange Nasdaq Tokyo Stock Exchange Shangai Stock Exchange HK SE London SE The crashes: Wall Street (1929) Black Monday (1987) Great Recession (2007-2009) - when she started at this time when she was 19.   She is no...